Buying a Home

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from helping you find the home that best suits your needs to helping you sell you home with confidence and peace of mind. For your convenience, I also provide listings by email. I pride myself on repeat and referral business and hope you'll come to understand why.

As Your Agent, I Will:

• Assure that you see the properties in the area that meet your criteria.
• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing to closing.
• Make sure you buy within your budget and help you avoid costly mistakes along the way.
• Answer all of your questions about the local area, including schools, neighborhoods, restaurants, entertainment, and more.

Before You Start Looking For Your New Home:

• Check your credit rating. Straighten out any errors before its too late.
• With the help of a qualified lender, determine a comfortable monthly budget for your new purchase, including down payment and monthly payment. If you don't have a lender, I can provide you with a list of recommended professionals.
• Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
• Determine which towns and locations best match your needs.
• Identify important features you need in your new home.

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, appraisal fees, preparation and establishing an escrow account.
• Third-party fees include charges for insurance, title search, and other inspections.
• Government fees include deed recording and state & local mortgage taxes.
• Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.